Financial

Popular Questions
In order to stop the utility company from cutting off your gas or electricity, you MUST NOT disregard letters sent to you. Call the gas or electric company or an advocate immediately and ask for help. Many community action agencies will be able to assist you in dealing with the gas and electric companies. They may also be able to refer you to an agency that may have funds available to help you pay your bill.
View this FAQ or these tips for more information on how to avoid your utilities being disconnected and this page to learn more about your rights.
The School Breakfast Program (SBP) is a federally assisted meal program operating in public and non-profit private schools and residential child care institutions.
Children may be determined “categorically eligible” for free meals through participation in certain Federal Assistance Programs, such as the Supplemental Nutrition Assistance Program, or based on their status as a homeless, migrant, runaway, or foster child. Children enrolled in a federally-funded Head Start Program, or a comparable State-funded pre-kindergarten program, are also categorically eligible for free meals. Children can also qualify for free or reduced price school meals based on household income and family size. Children from families with incomes at or below 130 percent of the Federal poverty level are eligible for free meals. Those with incomes between 130 and 185 percent of the Federal poverty level are eligible for reduced price meals. Schools may not charge children more than 30 cents for a reduced price breakfast.
Visit their website for more information on how to apply.
The National School Lunch Program (NSLP) is a federally assisted meal program operating in public and nonprofit private schools and residential child care institutions. It provides nutritionally balanced, low-cost or no-cost lunches to children each school day.
Children may be determined “categorically eligible” for free meals through participation in certain Federal Assistance Programs, such as the Supplemental Nutrition Assistance Program, or based on their status as a homeless, migrant, runaway, or foster child. Children enrolled in a federally-funded Head Start Program, or a comparable State-funded pre-kindergarten program, are also categorically eligible for free meals. Children can also qualify for free or reduced price school meals based on household income and family size. Children from families with incomes at or below 130 percent of the Federal poverty level are eligible for free meals. Those with incomes between 130 and 185 percent of the Federal poverty level are eligible for reduced price meals. Schools may not charge children more than 40 cents for a reduced price lunch.
Visit their website for more information on how to apply.
Search for food banks in your area on the Food Bank for the Hearland website or the Nebraska Resource and Referral System.
Any food for the household, such as:
- Fruits and vegetables;
- Meat, poultry, and fish;
- Dairy products;
- Breads and cereals;
- Other foods such as snack foods and non-alcoholic beverages; and
- Seeds and plants, which produce food for the household to eat.
Households CANNOT use SNAP benefits to buy:
- Beer, wine, liquor, cigarettes, or tobacco
- Vitamins, medicines, and supplements. If an item has a Supplement Facts label, it is considered a supplement and is not eligible for SNAP purchase.
- Live animals (except shellfish, fish removed from water, and animals slaughtered prior to pick-up from the store).
- Prepared Foods fit for immediate consumption
- Hot foods
- Any nonfood items such as:
- Pet foods
- Cleaning supplies, paper products, and other household supplies.
- Hygiene items, cosmetics
The Nebraska Department of Health and Human Services offers a varity of programs to assist families in need of economic assistance. For more information visit their website.
The Deparment of Housing and Urban Development (HUD) administers federal aid to local housing agencies to assist low-income residents with rental assistance. Visit the HUD Website for resources in applying for public housing and housing vouchers, locating subsidized apartments, and more.
The Nebraska Department of Health and Human Services can help you determine if you or a loved one are eligible for Medicaid or Medicare.
Visit their website for more information on eligiblity for Medicaid.
You can also visit the U.S. Department of Health and Human Services website for more information on eligibility for Medicare, and to learn about the differences between Medicaid and Medicare.
You can also call the State Unit on Aging for more information at (402) 471-2307.
An individual looking to apply for disability benifits in the state of Nebraska has three separate options to file a claim with the Social Security Administration (SSA).
- Online: File online at ssa.gov the SSA’s official website. Follow this guide for what information you will need to have
- Telephone: File over the telephone by calling the SSA’s customer service at 1-800-772-1213 (TTY 1-800-325-0778)
- In-person: File in-person at the closest Social Security field office. Find your nearest office here.
Disabled Persons and Family Support: The Disabled Persons and Family Support (DPFS) Program provides state-funded assistance to persons of all ages who meet certain tests, including income and disability tests. The program helps people with disabilities remain employed, stay independent and live at home. Eligible individuals may receive funding for specific services, up to $300 a month or $3,600 annually.
Disabled Persons and Family Support Website
Aid To The Aged, Blind, Or Disabled: The Aid to the Aged, Blind, or Disabled (AABD) payment program provides cash payment to persons who are blind or disabled based on Social Security rules. In order to be eligible for an AABD payment, the applicant(s) must meet certain tests, including resource and income tests.
State Disabilty Program: The state disability program provides a cash payment and medical coverage for a disabled or blind person who cannot receive Supplemental Security Income (SSI) due to their disability which is expected to last less than 12 months. A person must have received a disability denial of “lack of duration" from the Social Security Administration in order to apply.
Call AccessNebraska at (800) 383-4278 or apply online here.
Aid to the Aged, Blind, or Disabled and State Disability Program Website
Social Services Aged And Disabled Adults: The Social Services for Aged and Disabled Adults (SSAD) program provides help to persons who are age 60 or older, blind or disabled or live independently with support in their own home. In order to be eligible for services through SSAD, a person or married couple must meet certain tests, including resource and income tests. SSAD will only provide services that are not covered through Medicaid services or other programs.
Call AccessNebraska at (800) 383-4278 or apply online here.
Social Services Aged and Disabled Adults Website
Medicaid: Medicaid provides health care services to eligible elderly and disabled individuals and low-income pregnant women, children, and parents. You may be eligible for Medicaid if you are an individual under 65 years of age who has a disability, or is visually impaired according to Social Security guidelines.
Call AccessNebraska at (800) 383-4278 or apply online here.
Medicaid Aged And Disabled Waiver: The Aged and Disabled Waiver is a program that offers an array of services to support people who are eligible for Medicaid and have needs at nursing facility level of care. You will need to specifically request for an eligibility check for this program when applying for Medicaid.
Your child may be eligible to receive a varity of disability benifits. Each assistance program may have different eligibilty requirements. Some programs may allow you to apply for benifits online, while others may require a phone call or in person meeting:
Social Security Administration: The Social Security Administration (SSA) offers many options for assisting persons with disabilities. Supplemental Security Income (SSI) and the Social Security Disability Insurance (SSDI) benefit known as the Childhood Disability Benefit (CBD) are important resources for children with disabilities.
You can apply for SSI payments or SSDI benefits for your child by calling Social Security toll-free at 1-800-772-1213 or by visiting your local Social Security office. Click here to find your local Social Security office.
What You Should Know Before You Apply For SSI Disability Benefits For A Child
The Social Security Administration's Guide to Benifits for Children with Disabilities
Medicaid: Medicaid is a public health insurance program for certain lowincome persons including those who are aged, blind, disabled, children, and others who meet eligibility requirements. Children 18 years of age or younger may qualify, as well as dependent children who meet the eligibility requirements of the Aid to Dependent Children (ADC) program.
Children’s Health Insurance Program (CHIP): CHIP is part of Nebraska Medicaid and provides medical assistance to children age 18 and younger who are without other health insurance and who do not qualify for Medicaid. CHIP provides the same services covered under Medicaid.
Medicaid and CHIP Eligibility and Application Website
Medicaid Aged And Disabled Waiver: The Aged and Disabled Waiver is a program that offers an array of services to support people who are eligible for Medicaid and have needs at nursing facility level of care. You will need to specifically request for an eligibility check for this program when applying for Medicaid.
Katie Beckett Program: This program provides Medicaid eligibility to children who otherwise would be hospitalized because of their high level of health care needs. You will need to specifically request for an eligibility check for this program when applying for Medicaid.
Aid to Dependent Children: Aid to Dependent Children (ADC) provides cash assistance to low income families with children. ADC is funded by the Temporary Assistance for Needy Families (TANF) program.
Temporary Assistance for Needy Families Eligiblitiy and Application Website
The Medically Handicapped Children's Program: The Medically Handicapped Children's Program (MHCP) provides assistance to children and youth with special health care needs. MHCP may help pay for medical costs not covered by insurance, Medicaid, or other resources.
The Disabled Children's Program: The Disabled Children's Program (DCP) assists families with children living at home who receive monthly Supplemental Security Income (SSI) and are age 15 or younger. DCP will only provide services that are not covered through Medicaid services or other programs. The program supports are based on the child's disability and the family's needs.
The Medically Handicapped Children's Program and The Disabled Children's Program Website
Disabled Persons and Family Support: The Disabled Persons and Family Support (DPFS) Program provides state-funded assistance to persons of all ages who meet certain tests, including income and disability tests. The program helps people with disabilities remain employed, stay independent and live at home. Eligible individuals may receive funding for specific services, up to $300 a month or $3,600 annually.
Disabled Persons and Family Support Website
Benefits Services: Under agreement with Nebraska VR, three agencies may be authorized to provide benefits planning services for persons who receive Social Security and other benefits. These agencies are: Easterseals, Goodwill Industries of Greater Nebraska, Region V Services
There are several programs and agencies that may be able to provide you with financial assistance:
Emergency Assistance Program
Emergency Assistance helps with money and/or services for needy children and other household members when there’s an emergency situation. The program helps when the situation is threatening to the health or well-being of an eligible child and family. To be eligible for emergency assistance a family must have gross countable income less than the following:
| Family Size | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
| Income | $860 | $1060 | $1260 | $1462 | $1661 | $1861 | $2063 | $2263 | $2462 | $2662 |
For more information, find the phone number of the nearest HHS office.
ADC (Aid to Dependent Children)
This program provides cash assistance to low-income families with children 18 or younger. ADC income is used to pay for family living expenses like rent, utilities, food, clothing, and other necessities. To be eligible for ADC cash assistance, a family must have net monthly income less than the program’s need and payment standards.
Child Care Subsidy
This program will help pay for child care expenses. Income limits are in place and the parent applying must meet other conditions. (402) 471-9325, or more on Nebraska child care assistance programs.
Catholic Social Services
Catholic Social Services operate across Nebraska. Social workers can help the low income, poor, and others find and pay for low income housing, offer basic needs such as clothing, and other support services. 2241 O Street, Lincoln, Nebraska 68510, (402) 474-1600 333 West 2nd Street, Hastings, NE 68901, dial (402) 463-2112
Are you a member of a church? Consider inquiring with your church or a local church to see if they have any aid options.
The Nebraska Resource and Referral System (NRRS) is an online database of Nebraska service providers and organizations. View a list of rental assistance resources on the NRRS.
Housing.ne.gov
The service allows Nebraskans to locate available housing that best fits their needs either through the web site or via a toll-free number. Individuals will be able to easily search for housing using a wide variety of search criteria, access other helpful websites, as well as tools for renters, including an affordability calculator, a rental checklist, and renter rights and responsibilities information.
HUD
Housing and Urban Development, or HUD housing, is also known as project based Section 8. HUD housing is multifamily complexes that are privately owned and subsidized by the federal government.
The Nebraska Resource and Referral System (NRRS) is an online database of Nebraska service providers and organizations. View a list of emergency shelter and temporary housing resources in Nebraska.
With the rising cost of living, more and more individuals are finding themselves in homeless situations or on the brink of becoming homeless. Community Action's homelessness prevention programs help homeless and near-homeless individuals secure safe and affordable housing, and provide case management interventions designed to keep them in stable housing long-term. With support from their Family Advocates, participants set monthly budgets and put together goal plans.
Contact your local Community Action Agency to find help.
Salvation Army & Salvation Army - Central USA
The Salvation Army provides year-round energy assistance. Energy assistance is available based on specific community need and community resources. Eligible applicants may receive assistance for natural gas, electric power, home heating/cooling equipment repair, weatherization, wood, fuel oil and propane gas.
The Nebraska Low Income Energy Assistance Program (LIHEAP)
This assistance program will help people with limited incomes and those who are struggling offset the cost of both heating and cooling their homes. The aid program will partially pay the cost of fuel oil, electricity, gas, coal, wood, propane, propane, or other fuel source. For further assistance, or an application, contact the Nebraska Department of Health & Human Services office in your county.
Operation Round Up
An assistance program offered by several local utility and gas companies that provides energy assistance funds to families in need.
- West Point – Cuming County Public Power District
- Beatrice – Norris Public Power District
- Grand Island – Southern NPD
Pennies For Power
Utility and gas companies and customers contribute to this fund. It helps disadvantaged individuals and families pay energy-related expenses. Expenses paid for might include higher-than-normal energy or heating bills or emergency equipment repairs. The United Way provides assistance throughout Nebraska. For information about applying for financial assistance, please call 2-1-1 (or 402-444-6666) and refer to the NPPD Pennies for Power program.