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 <title>Legal &amp;amp; Financial</title>
 <link>http://www.answers4families.org/family/special-needs/legal-financial</link>
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 <language>en</language>
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 <title>Social Security Direct Express Card</title>
 <link>http://www.answers4families.org/family/long-term-care/financial-planning/social-security-direct-express-card</link>
 <description> &lt;p&gt;&lt;b&gt;If you or someone  you know receives Social Security, you should be aware that a new option  for receiving and managing benefits is coming  soon.&lt;/b&gt;&lt;/p&gt; &lt;p&gt;Next month, the U.S. Department of  Treasury will begin sending letters to Social Security beneficiaries  regarding the new &lt;b&gt;Direct Express debit card&lt;/b&gt;.  The Direct Express is a  prepaid card that converts Social Security funds into a more convenient  form for beneficiaries.  It is designed for easy use, including  withdrawing cash at ATMs and bank branches, making online purchases, and  paying bills.&lt;/p&gt;&lt;p&gt;&lt;a href=&quot;http://www.answers4families.org/family/long-term-care/financial-planning/social-security-direct-express-card&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <category domain="http://www.answers4families.org/family/long-term-care/financial-planning">Financial Planning</category>
 <category domain="http://www.answers4families.org/family/grandparent-caregivers/financial">Financial</category>
 <category domain="http://www.answers4families.org/family/eldercare/legal-financial">Legal &amp;amp; Financial</category>
 <category domain="http://www.answers4families.org/family/special-needs/legal-financial">Legal &amp;amp; Financial</category>
 <pubDate>Tue, 18 Mar 2008 11:53:43 -0500</pubDate>
 <dc:creator>jwilliams</dc:creator>
 <guid isPermaLink="false">1430 at http://www.answers4families.org</guid>
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 <title>Understanding Soldier Benefits</title>
 <link>http://www.answers4families.org/family/childrens-mental-health/legal-financial/understanding-soldier-benefits</link>
 <description>&lt;p&gt;&lt;b&gt;Q: &lt;/b&gt;What types of insurance benefits do soldiers returning from Deployments have?&lt;p&gt;&lt;a href=&quot;http://www.answers4families.org/family/childrens-mental-health/legal-financial/understanding-soldier-benefits&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.answers4families.org/family/childrens-mental-health/legal-financial/understanding-soldier-benefits#comments</comments>
 <category domain="http://www.answers4families.org/family/grandparent-caregivers/financial">Financial</category>
 <category domain="http://www.answers4families.org/family/childrens-mental-health/legal-financial">Legal &amp;amp; Financial</category>
 <category domain="http://www.answers4families.org/professional/services-coordinators/resources">Resources</category>
 <category domain="http://www.answers4families.org/family/special-needs/legal-financial">Legal &amp;amp; Financial</category>
 <pubDate>Tue, 14 Aug 2007 08:52:31 -0500</pubDate>
 <dc:creator>clewis</dc:creator>
 <guid isPermaLink="false">670 at http://www.answers4families.org</guid>
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<item>
 <title>Law and Policy</title>
 <link>http://www.answers4families.org/family/special-needs/legal-financial/law-and-policy</link>
 <description>&lt;a href=&quot;http://www.ssa.gov/regulations/index.htm&quot;&gt;Social Security Administration Laws and Legislation&lt;/a&gt; includes current and proposed program rules for the Social Security Administration.&lt;a href=&quot;http://www.dhhs.ne.gov/hcs/child.htm&quot;&gt; Children with Disabilities page&lt;/a&gt; &lt;a href=&quot;http://www.dhhs.ne.gov/hcs/child.htm&quot;&gt; &lt;/a&gt; from the Nebraska Health &amp;amp; Human Services Department. &lt;a href=&quot;http://www.nde.state.ne.us/LEGAL/cover51.html&quot;&gt;&lt;br /&gt; &lt;br /&gt; Rule 51&lt;/a&gt; from the Nebraska Department of Education.&lt;br /&gt; &lt;a href=&quot;http://www.ifspweb.org&quot;&gt;&lt;p&gt;&lt;a href=&quot;http://www.answers4families.org/family/special-needs/legal-financial/law-and-policy&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <category domain="http://www.answers4families.org/family/special-needs/legal-financial">Legal &amp;amp; Financial</category>
 <pubDate>Mon, 13 Aug 2007 17:08:50 -0500</pubDate>
 <dc:creator>clewis</dc:creator>
 <guid isPermaLink="false">592 at http://www.answers4families.org</guid>
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<item>
 <title>Travelers Protective Association of America (TPA)</title>
 <link>http://www.answers4families.org/family/grandparent-caregivers/health-care/funding-toolkit-parents/scholarships-students-who-are-deaf-or-hard-hearing/travelers-p</link>
 <description>&lt;p&gt;Scholarship Trust for Deaf and Near Deaf. In 1975 the Travelers Protective Association of America (TPA) established a scholarship trust for the deaf and near deaf. The intent and purposes of the trust are the giving of financial aid or assistance to US Residents who are deaf and hearing impaired who may benefit from medical, mechanical or specialized treatment or special education. Candidates must also demonstrate financial need.&lt;/p&gt;&lt;p&gt;&lt;a href=&quot;http://www.answers4families.org/family/grandparent-caregivers/health-care/funding-toolkit-parents/scholarships-students-who-are-deaf-or-hard-hearing/travelers-p&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.answers4families.org/family/grandparent-caregivers/health-care/funding-toolkit-parents/scholarships-students-who-are-deaf-or-hard-hearing/travelers-p#comments</comments>
 <category domain="http://www.answers4families.org/family/foster-adoptive/health-medical">Health &amp;amp; Medical</category>
 <category domain="http://www.answers4families.org/family/grandparent-caregivers/health-care">Health Care</category>
 <category domain="http://www.answers4families.org/professional/services-coordinators/resources">Resources</category>
 <category domain="http://www.answers4families.org/family/special-needs/legal-financial">Legal &amp;amp; Financial</category>
 <pubDate>Mon, 30 Jul 2007 16:14:07 -0500</pubDate>
 <dc:creator>clewis</dc:creator>
 <guid isPermaLink="false">366 at http://www.answers4families.org</guid>
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<item>
 <title>Tourism Foundation Yellow Ribbon Scholarship</title>
 <link>http://www.answers4families.org/family/grandparent-caregivers/health-care/funding-toolkit-parents/scholarships-students-who-are-deaf-or-hard-hearing/tourism-fou</link>
 <description> &lt;p&gt;Eligibility: Hearing Impaired, interest in tourism/travel or hotel/restaurant management. &lt;br /&gt; Minimum GPA 3.0&lt;br /&gt;&lt;br /&gt; Contact&lt;br /&gt; National Tourism Foundation&lt;br /&gt; 546 East Main Street&lt;br /&gt; Lexington KY 40508&lt;br /&gt; 800-682-8886&lt;br /&gt; &lt;br /&gt; &lt;a href=&quot;http://www.ntfonline.org/&quot;&gt;http://www.ntfonline.org/&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.answers4families.org/family/grandparent-caregivers/health-care/funding-toolkit-parents/scholarships-students-who-are-deaf-or-hard-hearing/tourism-fou#comments</comments>
 <category domain="http://www.answers4families.org/family/foster-adoptive/health-medical">Health &amp;amp; Medical</category>
 <category domain="http://www.answers4families.org/family/grandparent-caregivers/health-care">Health Care</category>
 <category domain="http://www.answers4families.org/professional/services-coordinators/resources">Resources</category>
 <category domain="http://www.answers4families.org/family/special-needs/legal-financial">Legal &amp;amp; Financial</category>
 <pubDate>Mon, 30 Jul 2007 16:12:07 -0500</pubDate>
 <dc:creator>clewis</dc:creator>
 <guid isPermaLink="false">365 at http://www.answers4families.org</guid>
</item>
<item>
 <title>Sertoma International Scholarships (Oticon - Phonic Ear)</title>
 <link>http://www.answers4families.org/family/grandparent-caregivers/health-care/funding-toolkit-parents/scholarships-students-who-are-deaf-or-hard-hearing/sertoma-int</link>
 <description>&lt;p&gt;Sertoma International is now accepting applications for scholarships for all deaf and hard of hearing college students pursuing four-year degrees.  This organization will provide 13 awards of $1,000 each to students attending universities in the US or Canada .  This scholarship program has been made possible through a donation by Oticon, Inc. and Phonic Ear Inc.  Both companies are well known for the hearing instruments they create and produce.  Send a self-addressed, stamped envelope with request.&lt;p&gt;&lt;a href=&quot;http://www.answers4families.org/family/grandparent-caregivers/health-care/funding-toolkit-parents/scholarships-students-who-are-deaf-or-hard-hearing/sertoma-int&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.answers4families.org/family/grandparent-caregivers/health-care/funding-toolkit-parents/scholarships-students-who-are-deaf-or-hard-hearing/sertoma-int#comments</comments>
 <category domain="http://www.answers4families.org/family/foster-adoptive/health-medical">Health &amp;amp; Medical</category>
 <category domain="http://www.answers4families.org/family/grandparent-caregivers/health-care">Health Care</category>
 <category domain="http://www.answers4families.org/professional/services-coordinators/resources">Resources</category>
 <category domain="http://www.answers4families.org/family/special-needs/legal-financial">Legal &amp;amp; Financial</category>
 <enclosure url="http://www.answers4families.org/system/files/2008-1.pdf" length="42720" type="application/pdf" />
 <pubDate>Mon, 30 Jul 2007 16:09:59 -0500</pubDate>
 <dc:creator>clewis</dc:creator>
 <guid isPermaLink="false">364 at http://www.answers4families.org</guid>
</item>
<item>
 <title>Graeme Clark Foundation</title>
 <link>http://www.answers4families.org/family/grandparent-caregivers/health-care/funding-toolkit-parents/scholarships-students-who-are-deaf-or-hard-hearing/graeme-clar</link>
 <description>&lt;p&gt;The Graeme Clark Scholarship is a unique award open to Nucleus® cochlear implant recipients around the world.  Awarded by Cochlear, this Scholarship has been set up to help individuals further themselves by undertaking university studies.&lt;/p&gt;&lt;p&gt;&lt;a href=&quot;http://www.answers4families.org/family/grandparent-caregivers/health-care/funding-toolkit-parents/scholarships-students-who-are-deaf-or-hard-hearing/graeme-clar&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.answers4families.org/family/grandparent-caregivers/health-care/funding-toolkit-parents/scholarships-students-who-are-deaf-or-hard-hearing/graeme-clar#comments</comments>
 <category domain="http://www.answers4families.org/family/foster-adoptive/health-medical">Health &amp;amp; Medical</category>
 <category domain="http://www.answers4families.org/family/grandparent-caregivers/health-care">Health Care</category>
 <category domain="http://www.answers4families.org/professional/services-coordinators/resources">Resources</category>
 <category domain="http://www.answers4families.org/family/special-needs/legal-financial">Legal &amp;amp; Financial</category>
 <pubDate>Mon, 30 Jul 2007 16:05:35 -0500</pubDate>
 <dc:creator>clewis</dc:creator>
 <guid isPermaLink="false">363 at http://www.answers4families.org</guid>
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<item>
 <title>The Graduate Fellowship Fund</title>
 <link>http://www.answers4families.org/family/grandparent-caregivers/health-care/funding-toolkit-parents/scholarships-students-who-are-deaf-or-hard-hearing/graduate-fe</link>
 <description>&lt;p&gt;The Graduate Fellowship Fund (GFF) offers financial support to individuals who are deaf who are studying for their doctoral degrees. Grants are awarded annually. Applicants must be deaf or hard of hearing and must be accepted for doctoral study at an accredited college or university.&lt;br /&gt; &lt;br /&gt; &lt;a href=&quot;http://pr.gallaudet.edu/otg/Article.asp?ArticleID=3442&quot;&gt;http://pr.gallaudet.edu/otg/Article.asp?ArticleID=3442&lt;/a&gt;&lt;/p&gt; &lt;p&gt;Graduate Fellowship Fund&lt;br /&gt; Gallaudet University Alumni Association&lt;br /&gt; 800 Florida Ave. NE&lt;br /&gt; Washington , DC 20002-3695&lt;br /&gt; Phone: (202) 651-5060&lt;/p&gt;</description>
 <comments>http://www.answers4families.org/family/grandparent-caregivers/health-care/funding-toolkit-parents/scholarships-students-who-are-deaf-or-hard-hearing/graduate-fe#comments</comments>
 <category domain="http://www.answers4families.org/family/foster-adoptive/health-medical">Health &amp;amp; Medical</category>
 <category domain="http://www.answers4families.org/family/grandparent-caregivers/health-care">Health Care</category>
 <category domain="http://www.answers4families.org/professional/services-coordinators/resources">Resources</category>
 <category domain="http://www.answers4families.org/family/special-needs/legal-financial">Legal &amp;amp; Financial</category>
 <pubDate>Mon, 30 Jul 2007 16:03:15 -0500</pubDate>
 <dc:creator>clewis</dc:creator>
 <guid isPermaLink="false">362 at http://www.answers4families.org</guid>
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<item>
 <title>CODA International</title>
 <link>http://www.answers4families.org/family/grandparent-caregivers/health-care/funding-toolkit-parents/scholarships-students-who-are-deaf-or-hard-hearing/coda-intern</link>
 <description>&lt;p&gt;Applicants may compete for both scholarships but a separate essay is required for each submission.&lt;/p&gt; &lt;ul&gt; &lt;li&gt;Deadline for submission: all applications must be completed and postmarked by (the deadline).&lt;/li&gt; &lt;li&gt;Scholarship recipients will be notified by mail.&lt;/li&gt; &lt;li&gt;Winning scholarship essays will be published in CODA Connection, the organization&amp;#39;s newsletter.&lt;/li&gt; &lt;li&gt;Applications are sent out beginning 2nd week in January.&lt;/li&gt; &lt;/ul&gt; &lt;p&gt;More information, deadlines and/or applications can be obtained from:&lt;/p&gt;&lt;p&gt;&lt;a href=&quot;http://www.answers4families.org/family/grandparent-caregivers/health-care/funding-toolkit-parents/scholarships-students-who-are-deaf-or-hard-hearing/coda-intern&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.answers4families.org/family/grandparent-caregivers/health-care/funding-toolkit-parents/scholarships-students-who-are-deaf-or-hard-hearing/coda-intern#comments</comments>
 <category domain="http://www.answers4families.org/family/foster-adoptive/health-medical">Health &amp;amp; Medical</category>
 <category domain="http://www.answers4families.org/family/grandparent-caregivers/health-care">Health Care</category>
 <category domain="http://www.answers4families.org/professional/services-coordinators/resources">Resources</category>
 <category domain="http://www.answers4families.org/family/special-needs/legal-financial">Legal &amp;amp; Financial</category>
 <pubDate>Mon, 30 Jul 2007 16:00:01 -0500</pubDate>
 <dc:creator>clewis</dc:creator>
 <guid isPermaLink="false">361 at http://www.answers4families.org</guid>
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<item>
 <title>Alexander Graham Bell Association</title>
 <link>http://www.answers4families.org/family/grandparent-caregivers/health-care/funding-toolkit-parents/scholarships-students-who-are-deaf-or-hard-hearing/alexander-g</link>
 <description>Alexander Graham Bell Association for the Deaf and Hard of Hearing /College Scholarship Awards Application requests taken between September 1 and January 1. &lt;p&gt;Awarded to qualified students with moderate to profound hearing loss to continue their education. Students must demonstrate a serious commitment to academic and career excellence. Applicant must be identified as having a moderate to profound hearing loss since birth or before acquiring language and must have a 60 dB ro greater hearing loss in the better ear in the speech frequencies of 500, 1000 and 2000 Hz.&lt;p&gt;&lt;a href=&quot;http://www.answers4families.org/family/grandparent-caregivers/health-care/funding-toolkit-parents/scholarships-students-who-are-deaf-or-hard-hearing/alexander-g&quot;&gt;read more&lt;/a&gt;&lt;/p&gt;</description>
 <comments>http://www.answers4families.org/family/grandparent-caregivers/health-care/funding-toolkit-parents/scholarships-students-who-are-deaf-or-hard-hearing/alexander-g#comments</comments>
 <category domain="http://www.answers4families.org/family/foster-adoptive/health-medical">Health &amp;amp; Medical</category>
 <category domain="http://www.answers4families.org/family/grandparent-caregivers/health-care">Health Care</category>
 <category domain="http://www.answers4families.org/professional/services-coordinators/resources">Resources</category>
 <category domain="http://www.answers4families.org/family/special-needs/legal-financial">Legal &amp;amp; Financial</category>
 <pubDate>Mon, 30 Jul 2007 15:57:35 -0500</pubDate>
 <dc:creator>clewis</dc:creator>
 <guid isPermaLink="false">360 at http://www.answers4families.org</guid>
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