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Long-Term Care Insurance

Medicare covers only a very limited amount of skilled nursing care and Medicaid is generally intended to help only those individuals with limited means. Private health insurance does not always cover long-term care or excludes care provided in the home or in assisted living. Long-term care insurance policies offer a variety of coverage options and, in some cases, may be more affordable than expected.

What can you do?

  1. Review current insurance coverage

  2. Seek more information on Nebraska’s new Long-Term Care Partnership option, which provides financial incentives for purchasing insurance coverage

  3. Explore insurance options for meeting future long-term care needs

Other Resources:

  • A Shopper's Guide to LTC Insurance
    http://www.michigan.gov/documents/cis_ofis_ltcshop_23739_7.pdf

  • The Nebraska Department of Insurance has publications available to help you plan and compare different long-term care insurance options, including the new Nebraska Long-Term Care Partnership. The Nebraska Senior Health Insurance Information Program (SHIIP), located at the Department of Insurance is a free, statewide network of trained staff and volunteers who can help answer questions on health and long-term care insurance. For questions on long-term care insurance, the Long-Term Care Partnership or to order an informational packet, contact the Nebraska Department of Insurance at 402-471-2201 or SHIIP at 800-234-7119 or visit www.doi.ne.gov/shiip

In the News

  • A New Paradigm for Long-Term Care
    Insurance News Net, PA - Apr 12, 2007
    are supported with a full spectrum of healthcare and housing services, CCRC developers are in a distinct position to offer a new solution for broadly supported, coordinated long-term care. This should initially be explored as a way to address the ...

Begin planning today for your future long-term care needs by ordering your FREE Own Your Future Tool Kit created by the U.S. Department of Health and Human Services visit http://www.aoa.gov/ownyourfuture or call 1-866-PLAN-LTC.

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